How
do your customers know what their overdraft limit is on any given day or time?
Perhaps
you use dynamic limits that change to best manage risk and service. But how do your customers know at any moment
exactly what their overdraft limit is at a specific day or time? Perhaps you use fixed limits, but how do
customers remember specific limits or know what items outstanding might be reducing their
overdraft limit on a specific day or time?
In today's real-time world of information, customers want up-to-date, real-time data! Your discretionary overdraft policy is not a commitment to pay any or all items when insufficient funds exist, but when a specific item or request happens at a specific time, you can in full compliance share with your customers their overdraft limit so they can know if the item will likely be paid.
In today's real-time world of information, customers want up-to-date, real-time data! Your discretionary overdraft policy is not a commitment to pay any or all items when insufficient funds exist, but when a specific item or request happens at a specific time, you can in full compliance share with your customers their overdraft limit so they can know if the item will likely be paid.
Now, as shown below, with Mobile $0verdraft®, customers can check easily their overdraft
limit anytime on their mobile device.
Further, they can access available overdraft funds based on your
Discretionary Overdraft Policy 24/7!
For
more information, contact RCGILTNER Services, Inc. and learn about our full digital loan and liquidity
suite.
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